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Financial Information

Here you can see the financial performance of KSFC in the recent three years.

We adopted the K-IFRS in FY2012 (Apr. 1, 2012 to Mar. 31, 2013).

BIS Capital Ratio

(Unit : KRW 100 million)
BIS Capital Ratio
  Dec. 31, 2025 Dec. 31, 2024 Dec. 31, 2023
Equity Capital 36,772 34,385 31,538
Tier 1 Capital 36,532 34,011 31,215
Tier 2 Capital 240 374 323
Risk-Weighted Assets 160,539 144,188 138,873
BIS Ratio 22.91% 23.85% 22.71%

Figures are based on BaselⅡ standards and the K-IFRS consolidated financial statements.

Profitability Ratio

Profitability Ratio
Ratio Formula FY2025
(Jan. 1, 2025 –
Dec. 31, 2025)
FY2024
(Jan. 1, 2024 –
Dec. 31, 2024)
FY2023
(Jan. 1, 2023 –
Dec. 31, 2023)
ROA Net Income / Total Assets 0.42% 0.40% 0.34%
ROE Net Income / Total Equity 11.52% 10.14% 8.70%