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Individual Customers

Contributes to the wealth management of individuals by offering a high deposit interest rate

KSFC-wide Deposit

The KSFC-wide Deposit is one of our flagship products where investors can earn safe and stable deposit interest rates with their idle funds.

Product Details

Product Details
  Demand Deposit Time Deposit Free Installment Deposit
Eligible Customers Any individual customer that holds an account with a financial investment company
Maturity Deposits and withdrawals can be made anytime From 1 month up to 36 months 1 year (A contract is signed every year and the deposits are re-deposited automatically for the initial 10 years; deposits can be made anytime)
Interest
Rate
Disclosed interest rate + bonus interest rate (May change according to the market interest rate) Different rates apply according to the deposit period and amount (May change according to the market interest rate)
Interest
Payment
  • Once every 3 months (March, June, September, December)
  • Automatically added to the principal (compound interest)
  • Interest paid at maturity (Possible to receive interim interest up to 3 times before maturity)
  • Monthly interest payment
Principal and interest paid at maturity (The interest is added to the principal
at maturity)
Special
Features
  • Securities account (Account with a financial investment company that is a business partner of the KSFC)
  • KSFC can open securities accounts on behalf of customers
Tax-free savings for the elderly (65 years old and above; no tax is applied to income of up to KRW 50 million)

※ Please contact our customer service for more detail.

Product Strengths

  1. 1.Customers can enjoy higher interest rates if they open a time deposit or installment deposit account using internet banking.
  2. 2.With high interest rate, this product is a good investment tool for safely managing idle funds.

Note

  • This financial product is not protected by the Depositor Protection Act.
  • The interest rate on this product may vary according to the deposit period and amount.