Your institution will have greater competitiveness with an increased lending capacity.
This product will give wings to your securities-backed loan business.
This product helps financial investment companies finance their deposited securities-backed loan business. Different interest rates apply according to the institution's loan performance record.
| Eligible Customers | Financial investment companies that provide deposited securities-backed loans |
|---|---|
| Loan Limit | Different limits apply according to the borrower’s credit rating and capital amount |
| Loan Period |
3 months (Automatic extensions are possible) ※ However, in the case of non-revolving loans, long-term loans of 1 year, 2 years, or 3 years are also possible |
| Interest Payment | Interest is paid together with the loan repayments on the first business day of each month |
| Collateral | Securities submitted by customers of a financial investment company to take out deposited securities-backed loans ※ The collateral is recorded as a sub-security on a financial investment company's investor's account |
| Appraised Value | 70% or more of the closing value of the previous day |
Securities that a securities firm temporarily holds because a customer deposited them with the firm for the purpose of trading securities
Loans that are backed by securities and that a financial institution provides to a stock holder
